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• Cigno Australia and BSF Solutions Penalised $7 Million for Credit Law Breaches

  The Federal Court has imposed substantial fines totaling $7 million on Cigno Australia and BSF Solutions, along with their respective directors, for operating an illegal payday lending scheme that contravened Australian credit laws.

• OnDeck Australia Enhances SME Financing with Increased Lightning Loan Limits

  OnDeck Australia has announced an increase in the maximum limit for its Lightning Loans Plus product, raising the cap from $250,000 to $300,000. This enhancement aims to provide small and medium-sized enterprises (SMEs) with quicker access to larger funding amounts, facilitating their growth and operational needs.

• ANZ Introduces Zero Interest Loans to Aid Australian Businesses

  ANZ has announced its participation in the Australian Government's Economic Resilience Program, offering zero interest loans to eligible business customers. This initiative, funded through the National Reconstruction Fund Corporation, aims to support businesses facing financial pressures due to recent economic disruptions, including fuel supply shocks.

• NAB's Business Lending Growth Signals Positive Outlook for Australian SMEs

  National Australia Bank (NAB) has reported a significant increase in its business lending portfolio, with the total loan book reaching $336.2 billion. This growth underscores a robust demand for commercial financing among Australian small and medium-sized enterprises (SMEs).

• Renown Lending Boosts SME Funding Pool to $400 Million Nationwide

  Renown Lending has announced a substantial increase in its funding pool for small and medium-sized enterprises (SMEs), raising the total from $250 million to $400 million. This expansion aims to provide comprehensive support to Australian businesses across all states and territories.

• ASIC Advocates for Higher Standards in Australia's Private Lending Industry

  The Australian Securities and Investments Commission (ASIC) has highlighted the need for the private lending sector to elevate its standards to match those of the banking industry. This call to action aims to bolster investor confidence and ensure the sector's sustainable growth.

• SME Loan Applications Rise Ahead of Payday Super Reforms

  Recent data indicates a significant 42% year-on-year increase in loan applications from small and medium-sized enterprises (SMEs) during the December quarter of 2025.

• Non-Bank Lending to SMEs Reaches Record 47% Demand

  Australian small and medium-sized enterprises (SMEs) are increasingly turning to non-bank lenders for their financing needs, with demand reaching a record high of 47%, marking a 50% year-on-year increase. This trend signifies a threefold rise since September 2018, highlighting a significant shift in the SME financing landscape.

• Government Extends SME Lending Exemption to Support Small Businesses

  The Australian government has announced a significant extension of the Small Business Responsible Lending Obligation (RLO) exemption, prolonging it by an additional 10 years. This decision comes as part of a broader support package aimed at assisting small and medium-sized enterprises (SMEs) grappling with the ongoing fuel crisis.

• Australian Business Confidence Falls Amid Rising Interest Rates

  Recent data indicates a notable decline in Australian business confidence, with the Roy Morgan Business Confidence index dropping 7.6 points in January to 97.4—the lowest level in nine months.

• Top Five SME Lending Trends Every Australian Business Should Know in 2026

  As Australian small and medium-sized enterprises (SMEs) navigate the evolving financial landscape in 2026, several key lending trends have emerged that are crucial for business owners to understand. Staying informed about these developments can help businesses make strategic decisions and maintain financial health.

• Non-Bank Lenders: A Growing Choice for Australian SMEs

  In recent years, Australian small and medium-sized enterprises (SMEs) have increasingly turned to non-bank lenders for their financing needs. This trend is particularly evident in loan amounts under $500,000, where speed and flexibility are paramount.

• Moneytech and AFG Collaborate to Boost SME Financing

  In a significant development for Australian small and medium-sized enterprises (SMEs), non-bank lender Moneytech has joined the Australian Finance Group (AFG) lender panel. This partnership is set to enhance the accessibility of SME funding solutions nationwide.

• Australian SMEs Embrace Growth with Increased Loan Applications

  Recent data indicates a significant shift in the Australian small and medium-sized enterprise (SME) sector, with businesses increasingly seeking financing for expansion rather than survival. This trend reflects growing confidence and a positive outlook among SME owners.

• OnDeck Enhances SME Financing with Increased Lightning Loan Cap

  OnDeck Australia has announced an increase in the maximum limit for its Lightning Loans, raising the cap from $175,000 to $200,000. This enhancement aims to provide small and medium-sized enterprises (SMEs) with quicker access to larger funding amounts, facilitating their growth and operational needs.

• Prospa Achieves $5 Billion Funding Milestone for SMEs

  Prospa, a leading non-bank lender specializing in small and medium-sized enterprise (SME) financing, has announced a significant milestone: surpassing $5 billion in funding since its inception in 2012. This achievement underscores Prospa's commitment to supporting the growth and sustainability of SMEs across Australia and New Zealand.

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• Boost Your Cash Flow: How Working Capital Loans Can Transform Your Business

  Running a small or medium-sized business in Australia can be an exciting venture, full of potential and growth opportunities. However, maintaining a healthy cash flow is critical to keeping that dream afloat and thriving. This is where working capital loans come into play.

• Loan or Line of Credit? What’s Best for Your Business?

  When it comes to financing your business, selecting the right option is crucial to its success. The right financial tools can help your business grow, manage expenses, and navigate unforeseen challenges more effectively.

• The Shift Towards Sustainable Business Funding

  In today's fast-paced business environment, choosing the right type of financing is crucial for long-term success. The global shift towards sustainability has not only reshaped consumer behavior but also business financing strategies. Sustainable business funding has emerged as a key player in this transformation.

• Emerging Trends in Business Funding

  The landscape of business funding is undergoing significant changes, offering new opportunities and challenges for small businesses. With evolving technologies, shifting market dynamics, and an increased focus on sustainability, entrepreneurs are seeing a transformation in how they secure and manage funding.