Business Loans Weekly News Wrap for Australian Business Owners
Each week, we sift Australian business headlines, policy shifts, tax and compliance changes, market trends, technology updates, and practical insights for small and medium businesses. Get a clear, no-fuss wrap, context you can trust, and takeaways to help plan the week ahead. Designed for owners, managers and founders across every state, it keeps you informed in minutes without the noise.
This Week:
This week: the RBA held the cash rate on 16 June, easing near‑term pressure but credit remains tight. The governments 18 June CGT carve‑outs extend the 50% active asset reduction to more SMEs and retain a discount for some founders, so plan exits and financing timelines carefully. A new survey warns that relying on general‑purpose AI for tax and payroll is causing costly errors that can slow loan approvals; keep records clean. And SMSF commercial property loans under LRBA rules still require higher deposits and tighter LVRs than standard commercial loans—compare both paths before committing. Visit business-loans.au for a fast eligibility check and transparent comparisons.
EPISODE 2179 | Business Loans Weekly News Wrap for Australian Business Owners | Tue, 23rd Jun 2026
24 Jun 2026 | Paige Estritori
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Read Full Transcript:
Hello and welcome to Business Loans Weekly News Wrap for Australian Business Owners, Im Paige Estritori, and its 23 June 2026.
First, interest rates. On 16 June, the Reserve Bank of Australia, or RBA, held the cash rate steady at about four point three five per cent after three straight hikes earlier this year. That pause gives borrowers a little breathing room, though credit standards remain tight. If youre weighing an equipment upgrade, fit‑out or working‑capital top‑up, use our business loan calculator to stress‑test repayments, then check your eligibility online to compare options.
Next up, tax settings that could shape exit and funding plans. On 18 June, the government outlined carve‑outs to its capital gains tax, or CGT, overhaul. The 50 per cent active asset reduction would extend to businesses with turnover up to ten million dollars, and an “innovative business” test would retain the 50 per cent discount for some founders and employees, subject to conditions. For owners considering a sale, buy‑back or restructure this year, keep close to your adviser and line up finance early so timing isnt dictated by rule changes.
Meanwhile, a warning for EOFY. New research this week says many businesses are losing money after relying on general‑purpose AI for tax and payroll answers. Accountants report frequent errors they must fix, from expense claims to pay runs. That matters for lending because mistakes in your BAS, thats your business activity statement, or payroll can delay approvals. Use AI to draft, not decide. Keep source documents tight and we can assess small business loan options faster with clean reports.
Finally, for those eyeing the “buy your premises” strategy via super. Updated lender tables last week show SMSF, thats self‑managed super fund, commercial property loans arranged under an LRBA, or limited recourse borrowing arrangement, still carry tighter loan‑to‑value caps and bigger deposit needs than standard commercial loans. Repayments and cash buffers can look very different, and leases to your own business must be at arms length. Compare SMSF lending against a straightforward commercial loan before you commit, and use our fast eligibility check to see what the market could offer.
Thats the wrap. For transparent comparisons, a quick online eligibility assessment, and broker support nationwide, head to business-loans.au.
The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
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Knowledgebase
Deed in Lieu of Foreclosure: A deed instrument in which a borrower conveys all interest in a property to the lender to satisfy a loan that is in default and avoid foreclosure.
