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Compare Business Loans & Find The Right Funding For Your Business

Find and compare business loans in Australia with clear rates, terms and eligibility. Use our tools and resources to explore secured and unsecured options, estimate repayments and connect with specialist brokers via our national referral partner network ... so you can apply with confidence and move quickly on new opportunities.
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All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.

Comparison results are from participating brokers within our referral network and may not represent all providers in the market. We may receive a referral fee at no cost to you. We do not provide financial advice or credit assistance directly.

Find business loan options for your next move

Whether you need a small business loan for working capital, a business line of credit or funding to expand, we bring multiple business finance options from participating lenders and brokers together in one place. Compare business loan interest rates, terms and features, then apply online through a licensed broker who can provide guidance tailored to your needs.

Our team focuses on making business loans Australia wide easier to understand. Explore step-by-step eligibility guides, practical checklists and expert insights in our business loan articles, or learn more about how we work on our about page. These resources are general in nature and do not take your personal objectives, financial situation or needs into account.

Compare business loans in Australia

  • Access multiple lenders: View a range of business funding options from participating lenders and brokers in one place.
  • Transparent comparisons: Review interest rates, fees and terms side by side with your broker.
  • Tailored to your goals: Explore small business loans, commercial loans and short term business loans that align with your plans.
  • Support when you need it: Get help from a licensed broker in understanding which type of business loan may suit your situation.

Business Loans Weekly News Wrap for Australian Business Owners

Podcast Cover Image This week: the RBA held the cash rate on 16 June, easing near‑term pressure but credit remains tight. The governments 18 June CGT carve‑outs extend the 50% active asset reduction to more SMEs and retain a discount for some founders, so plan exits and financing timelines carefully. A new survey warns that relying on general‑purpose AI for tax and payroll is causing costly errors that can slow loan approvals; keep records clean. And SMSF commercial property loans under LRBA rules still require higher deposits and tighter LVRs than standard commercial loans—compare both paths before committing. Visit business-loans.au for a fast eligibility check and transparent comparisons.

How to qualify for a business loan in Australia

Improve your chances of fast business loan approval with clear eligibility steps and preparation tips.

Lenders look at factors such as time in business, annual revenue, cash flow, business plans and your credit profile. Understanding the requirements for unsecured business loans versus secured options can help you choose a realistic path and avoid unnecessary credit enquiries.

Use our guides to learn what documents to prepare, how to present your financials and ways to strengthen your application before you apply for a business loan. For deeper detail, visit our latest how-to articles on business loan eligibility.

Business finance options explained

Not sure which type of business funding fits your goals? We break down the main options in plain language.

  • Small business loans for day-to-day cash flow or inventory purchases.
  • Unsecured business loans when you prefer not to use property or other assets as security.
  • Short term business loans for bridging gaps or one-off opportunities.
  • Business line of credit facilities for flexible, on-demand access to funds.

Learn how each option works, typical loan amounts, terms and repayment structures so you can compare them confidently. Start with our in-depth guides in the business finance options hub, then run the numbers with our business loan calculator Australia tools.

Business Loan Repayment Calculator

Business Loan Repayment Calculator image

Estimate repayments with our Business Loan Calculator. Compare finance options, tailor loan terms, and plan with confidence for your business growth.

Streamlined business loan application process

  1. Complete a quick online questionnaire to check basic business loan eligibility with our referral service.
  2. Be referred to a licensed broker who can compare suitable lenders, business loan interest rates and key terms for you.
  3. Work with your broker to submit your application, review documents and respond to lender questions.

Use our calculators, news updates and expert insights as general information to plan your funding strategy, understand repayments and stay informed about changes that could affect your next business loan.

Tools and insights to plan your funding

Business loan calculators

  • Repayment estimates: Use a business loan calculator to estimate fortnightly or monthly repayments.
  • Interest comparisons: See how different interest rates and terms change total loan cost.
  • Scenario planning: Test secured vs unsecured business loans, or different loan amounts and durations.
  • Cash flow impact: Understand how a new business loan might fit your existing commitments.

Stay updated on business finance news

Keep across new business loans, lender policy changes and economic trends that may affect your borrowing power.

Our curated updates highlight changes in business finance options, new lender products and practical insights for Australian SMEs. We translate complex market shifts into simple, actionable ideas you can use in your funding strategy.

Visit our business finance news section for regular summaries, or dive deeper with expert commentary in our business loan articles.

Support for startups and growing businesses

From startup business loans to funding for expansion, get guidance tailored to your growth stage and industry.

  • Understand realistic options if your business is new or has limited trading history.
  • Learn how to present forecasts and business plans for lenders.
  • Discover when unsecured business loans may be suitable for asset-light startups.
  • Access independent broker support across Australia for personalised help.

Find out how we work with business owners and entrepreneurs on our about page, then request no-obligation quotes through our online form to be connected with brokers and explore suitable small business loans for your next step.

How to Succed in Business Without Losing Your Soul

How to Succed in Business Without Losing Your Soul image

This book is a guidebook to success in business and professional practice. How you define "success" of course is entirely up to you - we all have different goals and aspirations and come from divergent backgrounds and circumstances. The fact that "success" is a fluid concept does not mean that it cannot or should not be pursued vigorously and enthusiastically. But at what personal price? In this book, Author and professional practitioner, Malcolm Wright, gives an in-depth guide as to how you can


Finance News

New CGT threshold may reshape growth plans for Australian SMEs
New CGT threshold may reshape growth plans for Australian SMEs
19 Jun 2026: Paige Estritori
The Federal Government’s latest small business tax adjustment could give thousands of growing Australian SMEs more breathing room when planning expansion, succession or an eventual sale. The key change is an increase to the turnover threshold for the small business 50 per cent active asset capital gains tax concession, moving it from $2 million to $10 million. - read more
Australian SMEs Grapple with Declining Confidence Ahead of Payday Super Reforms
Australian SMEs Grapple with Declining Confidence Ahead of Payday Super Reforms
12 Jun 2026: Paige Estritori
Recent research indicates a notable decline in confidence among Australian small and medium-sized enterprises (SMEs), with the impending 'payday super' reforms contributing significantly to this downturn. The reforms, set to take effect on July 1, 2026, mandate that employers pay superannuation contributions concurrently with employee wages, replacing the existing quarterly payment system. - read more
Australian SMEs Embrace Non-Bank Lenders for Core Business Financing
Australian SMEs Embrace Non-Bank Lenders for Core Business Financing
12 Jun 2026: Paige Estritori
Australian small and medium-sized enterprises (SMEs) are increasingly turning to non-bank lenders to meet their core business financing needs. Recent findings from ScotPac's bi-annual SME Growth Index Report reveal that 34% of SMEs have sourced non-bank lending in the past 12 months, not only for capital expenditure but also for working capital, cash flow management, and operational resilience. - read more
ScotPac Partners with UBS to Boost SME Financing Solutions
ScotPac Partners with UBS to Boost SME Financing Solutions
12 Jun 2026: Paige Estritori
ScotPac, Australia's largest non-bank business lender, has announced a significant partnership with UBS AG Australia Branch, securing a new warehouse facility aimed at expanding its funding capacity for small and medium-sized enterprises (SMEs). This collaboration underscores ScotPac's commitment to delivering innovative financing solutions tailored to the evolving needs of Australian businesses. - read more
Click for more Finance News
Business Loan Articles

The Shift Towards Sustainable Business Funding
The Shift Towards Sustainable Business Funding
In today's fast-paced business environment, choosing the right type of financing is crucial for long-term success. The global shift towards sustainability has not only reshaped consumer behavior but also business financing strategies. Sustainable business funding has emerged as a key player in this transformation. - read more
Emerging Trends in Business Funding
Emerging Trends in Business Funding
The landscape of business funding is undergoing significant changes, offering new opportunities and challenges for small businesses. With evolving technologies, shifting market dynamics, and an increased focus on sustainability, entrepreneurs are seeing a transformation in how they secure and manage funding. - read more
Loan or Line of Credit? What’s Best for Your Business?
Loan or Line of Credit? What’s Best for Your Business?
When it comes to financing your business, selecting the right option is crucial to its success. The right financial tools can help your business grow, manage expenses, and navigate unforeseen challenges more effectively. - read more
Boost Your Cash Flow: How Working Capital Loans Can Transform Your Business
Boost Your Cash Flow: How Working Capital Loans Can Transform Your Business
Running a small or medium-sized business in Australia can be an exciting venture, full of potential and growth opportunities. However, maintaining a healthy cash flow is critical to keeping that dream afloat and thriving. This is where working capital loans come into play. - read more

Knowledgebase
Asset-Backed Security (ABS):
A financial security backed by a pool of assets, such as loans, leases, credit card debt, royalties, or receivables.

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